Chateau Public Adjusters Insurance Claims Services
Professional Insurance Claims Handling in PA & MD
Our licensed public adjusters work on behalf of insured policyholders (that's you), not the insurance company. We prepare, appraise and negotiate insurance claims settlements in order to get the full coverage for your claim that you are entitled to by law from your insurance company. We level the playing field for Pennsylvania & Maryland property owners.
We Protect Homeowners During the Insurance Claims Process The Unfortunate Reality: Insurance Companies have a strong profit motivation to deny claims or approve only the bare-minimum recovery. We make sure they are held accountable to the terms of their policy, and we deliver results that regularly exceed 500% increases in insurance claims settlements.
Our Public Adjuster Insurance Claims Services
Located in Hanover, PA 17331 we serve our neighbors throughout south-central PA's York & Adams Counties with professional insurance claims handling, appraisals & negotiation. Learn about how we help insured property owners get full benefits from their insurance companies who might otherwise approve bare-minimum repairs.
We provide insurance claims handling for home and business owners in northern Maryland's Carroll County, Franklin County and Baltimore County. Learn about these services and how we help owners and policyholders get the full coverage that they rightfully deserve. We handle the complicated claims process for proper loss recovery.
No-obligation, no-cost, risk-free 21-point property inspections & consultations in south-central Pennsylvania & northern Maryland with a licensed P.A. & Contractor. Let's discuss your claim and how we can help maximize your benefits. Our services are free: we get paid out of the insurance settlement we win you, or we don't get paid.
What is a Public Adjuster?
A Public Adjuster is the only party other than the insured that is legally allowed to represent the interests of the insured (you, the property owner). Our training, certification and licensing allows us to negotiate claims settlements with the insurance company and the insurance company's adjuster. Restorations contractors are not legally allowed to handle insurance claims negotiations or assistance in Pennsylvania or Maryland. Only public adjusters are allowed to do so, and at Chateau we use our extensive training to stop insurance companies from victimizing property owners by only approving the bare minimum, cheapest repairs possible. With a public adjuster on the claim, insurance companies are held responsible.
Why Do I Need a Public Adjuster?
Your insurance company has their own adjusters working diligently on your claim, but they are working to minimize the amount of money that you get. We use our insurance policy knowledge and extensive training to maximize your claim. You want to get as much money as possible so that you can restore your property damage, fix your house, get a new roof, etc. and we are experienced in making this happen. A public adjuster represents you in the insurance claims process the way a lawyer represents someone in legal proceedings. We tip the scales back in your favor by providing a defense against the insurance adjuster's expertise and experience in minimizing claims settlements.
How Much Does it Cost?
Our services do not cost our clients anything out of their own pockets. We take between 15 and 20% typically. Compared to the average of over 500% secured by public adjusters, it's a drop in the bucket. This fee varies based on the type, complexity and amount of the insurance claim, and when our property damage and roof replacement clients hire our preferred contractor to execute the repairs, our fee gets waived entirely, and our services are completely free (we get paid by the contractor). Our claims representation assistance almost always results in at least doubling or tripling the dollar amount for homeowners insurance claims, and we have never heard a complaint from our clients about the price of our services.
When to Hire a Public Adjuster for Insurance Claims Handling Services
The best time to use the services provided by a public adjuster is before you have contacted your insurance company, so that our licensed Public Adjusters can properly assess damage and prepare estimates. This ensures that your insurance claim is presented as thoroughly as possible and with the best likelihood of a full-benefits approval. Start that process today by scheduling a zero-risk, no-obligation free inspection and estimate.
