Insurance Blog by Chateau Public Adjusters: Property Damage Claims, FAQs, Info & Case Studies
Welcome to Chateau Public Adjusters Blog
We want to educate the public on the benefits provided by the services that honest and competent public adjusters can offer to policyholders and insured property owners. To that end we have written articles with FAQs, info and case studies of our client stories to show how beneficial public adjusters' assistance in the claims process can be. Check out our articles below. Enjoy!
Blog Posts:
We help homeowners and their restoration contractors get the most from their insurance companies for hail and wind damage to roofing, siding and gutters.
READ BLOGHow to file a claim for roof damage, when roof leaks and storm damage claims are denied, and how public adjusters help policyholders get the most for their roof damage insurance claims.
READ BLOGWater damage claims from frozen pipes, broken plumbing, burst water lines, and leaking pipes can be a real disaster with serious water damage. Don’t get your insurance coverage denied! Read this advice.
READ BLOGWhen does insurance cover roof damage from hail? Here’s an analysis of policy coverage of cosmetic vs structural damage, case law and examples of Chateau getting denials overturned and our policyholders the money they’re entitled to.
READ BLOGActual Cash Value (ACV) and Replacement Cost Value {RCV} are different types of coverage in homeowners insurance policies. Learn how this affects coverage of your property damage claim, how they differ, and which is best for you.
READ BLOGTips for preventing storm damage to your home or business. Property damage caused by storms, floods and severe weather can be prevented if you prepare properly. Check out these preventative maintenance tips for storm damage.
READ BLOGOur recent work in Hanover PA providing roof damage insurance claims services and helping homeowners get their property damage approved by their insurance companies.
READ BLOGAnswers to frequently asked questions about public adjusters and how they help with property damage claims including with filing, appraisal, valuation, settlement negotiation etc. Get answers to common questions we hear all the time.
READ BLOGWe invoked the Appraisal Clause for a property damage claim and got these Frederick MD homeowners six-times more money from their insurance company than was initially offered, allowing them to get a brand new roof replacement paid for.
READ BLOGQuick Facts: Public Adjusters InfoSee Our FAQ Article for More.
A Public Adjuster is the only party other than the insured that is legally allowed to represent the interests of the insured (you, the property owner). Our training, certification and licensing allows us to negotiate claims settlements with the insurance company and the insurance company's adjuster. Restorations contractors are not legally allowed to handle insurance claims negotiations or assistance in Pennsylvania or Maryland. Only public adjusters are allowed to do so, and at Chateau we use our extensive training to stop insurance companies from victimizing property owners by only approving the bare minimum, cheapest repairs possible. With a public adjuster on the claim, insurance companies are held responsible.
Chateau Around the Web
Public Adjuster License Look-Ups and Other Important Links
- PA Public Adjuster License Lookup: #773784
- MD Public Adjuster License Lookup: #2189995
- Superior Services of PA & MD: Our partnered contractor for roofing and restorations in PA and Maryland.
Our Service Area
We serve the entire south-central Pennsylvania and Northern Maryland areas including all towns and zip codes in the following counties:
- Cumberland, Lancaster, York & Adams Counties in Pennsylvania
- Frederick, Baltimore & Carroll Counties in Maryland