We are a licensed public adjuster firm in Hanover offering south-central PA & northern Maryland home- and business-owners with assistance in filing, appraising, negotiating and settling of property damage and other loss recovery claims. We hold insurance companies accountable and regularly get our clients many times the amount of their initial offer.
Jose Flores, Owner
Jose R. Flores-Izaguirre, President
I'm Jose, the founding President of Chateau Public Adjusters. I began my adjusting career in 2001 working for insurance companies, and I was repeatedly disappointed with how they treated their policyholders. After one too many bad experiences, I decided it would be better to use my considerable insurance experience for the greater good. I got my public adjuster's license and started Chateau Public Adjusters in 2016. I have been helping home- and business-owners get the coverage they deserve from their insurance companies ever since.
Most property damage claims end up getting considerably cheaper repairs than the insurance policy calls for, and this is almost always due to insurance taking advantage of an inexperienced policyholder who is too overwhelmed with the repairs process to worry about challenging their insurance company. So I've found that our claims services are met with a ton of gratitude. My past working for insurance companies has been a huge advantage when working against them during negotiating settlements for my clients. I have to say, it's really rewarding work and I'm looking forward to helping you, too!
Our Credentials & Qualifications
Licensed Public Adjusters in PA: #773784 and MD: #2189995
Click here to jump below to PA and MD's public adjuster license look-up links. It's important that you be represented by an actual licensed adjuster because we are the only entity legally allowed to negotiate with insurance companies on your behalf. Regular restorations contractors and roofers are not legally allowed to represent your interests or handle your insurance claim in Pennsylvania or Maryland. But the training and testing required for our public adjuster licenses aren't our only qualifications. We also have a combined decades of experience in insurance policies and contracting/construction which makes us uniquely qualified to provide thorough insurance claims appraisals, repairs estimates, structural inspections to damaged properties.
Schedule Your Free Consultation
Get to know us better by scheduling a free inspection and consultation so we can discuss your insurance claim and how we can help get the full coverage you deserve for your PA or MD home repair, restoration, or property damage claim.
Our Service Area
We serve the entire south-central Pennsylvania and Northern Maryland areas including all towns and zip codes in the following counties:
- Cumberland, Lancaster, York & Adams Counties in Pennsylvania
- Frederick, Baltimore & Carroll Counties in Maryland